What is General Motors Company (GM) DCF Fair Value and Intrinsic Value in 2026?

General Motors Company (GM) intrinsic value is calculated using conservative multi-stage Discounted Cash Flow (DCF) models, 5-year free cash flow trajectories, Graham Numbers, and owner earnings multiples. LocalAlpha tracks real-time margin of safety against live market prices.

What is General Motors Company's historical Return on Invested Capital (ROIC) and Moat Rating?

General Motors Company operates in the Consumer Cyclical sector (Auto Manufacturers) with an economic moat rating of NONE. LocalAlpha tracks 5-year audited quarterly ROIC, operating margin stability, and balance sheet solvency ratios.

What is General Motors Company's financial health rating and Piotroski F-Score?

General Motors Company's balance sheet quality is evaluated using the 9-point Piotroski F-Score, Altman Z-Score solvency model, debt-to-equity ratio, and quick/current liquidity coverage to guard against financial distress.

How does LocalAlpha monitor General Motors Company (GM) for quarterly SEC filing thesis breaks?

LocalAlpha audits General Motors Company's 10-K, 10-Q, and 8-K regulatory filings on SEC EDGAR within 15 minutes of release. If reported metrics breach an investor's custom ROIC floor, operating margin boundary, or qualitative risk criteria, an autonomous breach audit is dispatched immediately.

StocksGM

GM

General Motors CompanyConsumer Cyclical / Auto ManufacturersINTACT

General Motors Company designs, builds, and sells trucks, crossovers, cars, and automobile parts worldwide. It operates through GM North America, GM International, and GM Financial segments. The company markets its vehicles primarily under the Buick, Cadillac, Chevrolet, GMC, Baojun, and Wuling brand names. In addition, it sells trucks, crossovers, cars, and automobile parts through retail dealers, distributors and dealers, as well as to fleet customers, including daily rental car companies, commercial fleet customers, leasing companies, and governments. Further, the company offers various range of after-sale services through dealer network, such as maintenance, light repairs, collision repairs, vehicle accessories, and extended service warranties. Additionally, it provides automotive financing; and software-enabled services and subscriptions. General Motors Company was founded in 1908 and is based in Detroit, Michigan.

Share Price

$86.15

52W: $54.33 - $91.85

DCF Fair Value

$345.74

+75.1% MoS

Thesis Hub

P/E (TTM)

38.5x

ROIC

Operating Margin

3.2%

FCF Yield

28.1%

Debt / Equity

2.02x

Piotroski Score

5/9

Altman Z-Score

4.69

Market Cap

$77.9B

Price vs. Intrinsic Value Corridor

Margin of Safety Buy Zone (<25% Discount)

Historical market price overlaid against conservative DCF Fair Value & Benjamin Graham Margin of Safety bands.

Period Return (1Y)

—()

Period Range

$— - $—

DCF Fair Value

$345.74

MOS Buy Target (-25%)

$259.31

Valuation Overlays: DCF Fair Value ($345.74) 25% MOS Buy Target ($259.31) Revised Graham ($33.88) Graham Number ($59.69)

2-Stage Discounted Cash Flow (DCF) Workbench

Conservative intrinsic value model based on owner cash generation over a 10-year investment horizon. Opens with LocalAlpha's baseline assumptions (matching the fair value shown above) — adjust any input to stress-test.

Current Market Price

$86.15

DCF Fair Value

$345.21

+75% MoS

Starting Free Cash Flow ($M)$21,934M

$100M$21,934M (Reported)$54,835M

Stage 1 Growth (Years 1-5)5.3%

-5%10% (Target)35%

Stage 2 Growth (Years 6-10)4.5%

0%5%20%

Discount Rate (WACC / Hurdle)9.0%

6%9% (Standard)15% (High Risk)

Terminal Perpetual Growth2.5%

1% (GDP Floor)2.5% (Inflation)4.0%

Net Debt ($M)$104,100M

-$100B CashBalance Sheet+$150B Debt

10-Yr PV of Cash Flows

$180.5B

PV of Terminal Value

$235.7B

Implied Enterprise Value

$416.2B

Implied Equity Value

$312.1B

Year	Yr 1	Yr 2	Yr 3	Yr 4	Yr 5	Yr 6	Yr 7	Yr 8	Yr 9	Yr 10
Projected FCF ($M)	$23,097	$24,321	$25,610	$26,967	$28,396	$29,674	$31,009	$32,405	$33,863	$35,387
Present Value (PV)	$21,189	$20,470	$19,775	$19,104	$18,456	$17,694	$16,963	$16,263	$15,591	$14,948

Benjamin Graham & Buffett Value Models

Classical deep value metrics based on asset backing, normalized earnings power, and owner cash yield.

Graham Number-44.3% Premium

$59.69

Calculated as √(22.5 × EPS × BVPS). The maximum theoretical price a defensive investor should pay based purely on asset book value and current earnings.

EPS: $2.24BVPS: $70.70

Revised Graham Formula-154.3% Premium

$33.88

Formula: V = (EPS × (8.5 + 2g) × 4.4) / Y where g is the conservative 7-10 yr growth rate and Y is AAA Bond Yield.

Growth Rate (g%)

Bond Yield (Y%)

Buffett Owner Earnings26.8% Yield

$23.05 / share

True distributable cash flow: Net Income + D&A - Maintenance CapEx. Reflects the cash Buffett would extract without hurting unit volume.

Total: $20.8BYield: 26.8%

Reverse DCF: Market Growth Expectation

EXTREMELY LOW BARRIER

-19.0% CAGR (Next 10 Yrs)

At the current price of $86.15, the market is assuming the business will compound Free Cash Flow at -19.0% per year for the next decade with a 9% hurdle rate.

Value Investor Verdict

✓ Low market hurdle: Easy for a wide-moat compounder to beat.

Autonomous Thesis Underwriting

Surveil GM with Mathematical Margin of Safety Rules

Set non-negotiable floor rules for General Motors Company. If a newly filed quarterly 10-Q breaks your ROIC floor, operating margin boundary, or balance sheet leverage rules, receive an autonomous breach audit within 15 minutes.

Buffett Quality

ROIC > 15% • Margin > 15% • D/E < 0.5x

Margin Floor Guard

Current Margin 3.2% • Floor > 10%

Solvency Guard

Altman-Z > 2.6 • Current Ratio > 1.5x

Track GM & Set Alerts Browse S&P 500 Coverage

Frequently Asked Questions: General Motors Company (GM) Intrinsic Valuation

Audited fundamentals, DCF intrinsic value sensitivity, and thesis break detection parameters for General Motors Company.

Based on institutional multi-stage Discounted Cash Flow (DCF) modeling on audited SEC cash flows, General Motors Company has an estimated DCF intrinsic fair value of $345.74 per share compared to its current market price of $86.15. This represents an estimated 75.1% margin of safety (trading below fair value). Additionally, its classic Benjamin Graham Number stands at $59.69.