What is Verisk Analytics, Inc. (VRSK) DCF Fair Value and Intrinsic Value in 2026?

Verisk Analytics, Inc. (VRSK) intrinsic value is calculated using conservative multi-stage Discounted Cash Flow (DCF) models, 5-year free cash flow trajectories, Graham Numbers, and owner earnings multiples. LocalAlpha tracks real-time margin of safety against live market prices.

What is Verisk Analytics, Inc.'s historical Return on Invested Capital (ROIC) and Moat Rating?

Verisk Analytics, Inc. operates in the Industrials sector (Specialty Business Services) with an economic moat rating of WIDE. LocalAlpha tracks 5-year audited quarterly ROIC, operating margin stability, and balance sheet solvency ratios.

What is Verisk Analytics, Inc.'s financial health rating and Piotroski F-Score?

Verisk Analytics, Inc.'s balance sheet quality is evaluated using the 9-point Piotroski F-Score, Altman Z-Score solvency model, debt-to-equity ratio, and quick/current liquidity coverage to guard against financial distress.

How does LocalAlpha monitor Verisk Analytics, Inc. (VRSK) for quarterly SEC filing thesis breaks?

LocalAlpha audits Verisk Analytics, Inc.'s 10-K, 10-Q, and 8-K regulatory filings on SEC EDGAR within 15 minutes of release. If reported metrics breach an investor's custom ROIC floor, operating margin boundary, or qualitative risk criteria, an autonomous breach audit is dispatched immediately.

StocksVRSK

VRSK

Verisk Analytics, Inc.Industrials / Consulting ServicesINTACT

Verisk Analytics, Inc. engages in the provision of data analytics and technology solutions to the insurance industry in the United States and internationally. The company offers underwriting solutions, including forms, rules, and loss costs services that provides policy language, prospective loss costs, policy writing and rating rules, and underwriting solutions for risk selection and segmentation, pricing, and workflow optimization; underwriting data and analytics solutions, which provides property and auto specific rating, and underwriting information solutions; catastrophe modelling and risk solutions; life insurance solutions for transforming current workflows in life insurance underwriting, claim insights, policy administration, unclaimed property/equity, compliance and fraud detection, and actuarial and portfolio modelling; specialty business solutions, which provides full end-to-end management of insurance and reinsurance business; and international underwriting solutions. It also provides claims insurance solutions, including property estimating solutions, provide data, analytics, and networking solutions for professionals involved in estimating all phases of building repair and reconstruction; anti-fraud solutions that provide fraud-detection tools for the property and casualty insurance industry; casualty solutions, which focus on compliance, casualty claims decision, and workflow automation; and international claims solutions, which focus on personal injury and motor franchises with complementary offerings to the property claims solutions. The company was founded in 1971 and is headquartered in Jersey City, New Jersey.

Share Price

$175.68

52W: $155.94 - $267.07

DCF Fair Value

$226.38

+22.4% MoS

Thesis Hub

P/E (TTM)

27x

ROIC

33.8%

Operating Margin

45.1%

FCF Yield

4.6%

Debt / Equity

0.65x

Piotroski Score

8/9

Altman Z-Score

3.22

Market Cap

$23B

Price vs. Intrinsic Value Corridor

Modest Value ($175.68 vs $226.38 DCF)

Historical market price overlaid against conservative DCF Fair Value & Benjamin Graham Margin of Safety bands.

Period Return (1Y)

—()

Period Range

$— - $—

DCF Fair Value

$226.38

MOS Buy Target (-25%)

$169.79

Valuation Overlays: DCF Fair Value ($226.38) 25% MOS Buy Target ($169.79) Revised Graham ($229.75)

2-Stage Discounted Cash Flow (DCF) Workbench

Conservative intrinsic value model based on owner cash generation over a 10-year investment horizon. Opens with LocalAlpha's baseline assumptions (matching the fair value shown above) — adjust any input to stress-test.

Current Market Price

$175.68

DCF Fair Value

$226.91

+22.6% MoS

Starting Free Cash Flow ($M)$1,056M

$100M$1,056M (Reported)$50,000M

Stage 1 Growth (Years 1-5)18.0%

-5%10% (Target)35%

Stage 2 Growth (Years 6-10)4.5%

0%5%20%

Discount Rate (WACC / Hurdle)9.0%

6%9% (Standard)15% (High Risk)

Terminal Perpetual Growth2.5%

1% (GDP Floor)2.5% (Inflation)4.0%

Net Debt ($M)$4,000M

-$100B CashBalance Sheet+$150B Debt

10-Yr PV of Cash Flows

$13.7B

PV of Terminal Value

$20.1B

Implied Enterprise Value

$33.7B

Implied Equity Value

$29.7B

Year	Yr 1	Yr 2	Yr 3	Yr 4	Yr 5	Yr 6	Yr 7	Yr 8	Yr 9	Yr 10
Projected FCF ($M)	$1,246	$1,470	$1,735	$2,047	$2,416	$2,525	$2,638	$2,757	$2,881	$3,011
Present Value (PV)	$1,143	$1,238	$1,340	$1,450	$1,570	$1,505	$1,443	$1,384	$1,326	$1,272

Benjamin Graham & Buffett Value Models

Classical deep value metrics based on asset backing, normalized earnings power, and owner cash yield.

Graham Number

N/A

Calculated as √(22.5 × EPS × BVPS). The maximum theoretical price a defensive investor should pay based purely on asset book value and current earnings.

Not calculable here: the formula takes a square root of EPS × book value, so it breaks down when trailing earnings (or book value) are negative. A company losing money has no defensive-investor price under Graham's classic test — lean on the DCF and solvency scores instead.

EPS: $6.51BVPS: $-8.91

Revised Graham Formula+23.5% MoS

$229.75

Formula: V = (EPS × (8.5 + 2g) × 4.4) / Y where g is the conservative 7-10 yr growth rate and Y is AAA Bond Yield.

Growth Rate (g%)

Bond Yield (Y%)

Buffett Owner Earnings4.4% Yield

$7.66 / share

True distributable cash flow: Net Income + D&A - Maintenance CapEx. Reflects the cash Buffett would extract without hurting unit volume.

Total: $1.0BYield: 4.4%

Reverse DCF: Market Growth Expectation

MODEST BARRIER

6.8% CAGR (Next 10 Yrs)

At the current price of $175.68, the market is assuming the business will compound Free Cash Flow at 6.8% per year for the next decade with a 9% hurdle rate.

Value Investor Verdict

✓ Low market hurdle: Easy for a wide-moat compounder to beat.

Autonomous Thesis Underwriting

Surveil VRSK with Mathematical Margin of Safety Rules

Set non-negotiable floor rules for Verisk Analytics, Inc.. If a newly filed quarterly 10-Q breaks your ROIC floor, operating margin boundary, or balance sheet leverage rules, receive an autonomous breach audit within 15 minutes.

Buffett Quality

ROIC > 15% • Margin > 15% • D/E < 0.5x

Margin Floor Guard

Current Margin 45.1% • Floor > 10%

Solvency Guard

Altman-Z > 2.6 • Current Ratio > 1.5x

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Frequently Asked Questions: Verisk Analytics, Inc. (VRSK) Intrinsic Valuation

Audited fundamentals, DCF intrinsic value sensitivity, and thesis break detection parameters for Verisk Analytics, Inc..

Based on institutional multi-stage Discounted Cash Flow (DCF) modeling on audited SEC cash flows, Verisk Analytics, Inc. has an estimated DCF intrinsic fair value of $226.38 per share compared to its current market price of $175.68. This represents an estimated 22.4% margin of safety (trading below fair value). Additionally, its classic Benjamin Graham Number stands at $N/A.