What is Everest Group, Ltd. (EG) DCF Fair Value and Intrinsic Value in 2026?

Everest Group, Ltd. (EG) intrinsic value is calculated using conservative multi-stage Discounted Cash Flow (DCF) models, 5-year free cash flow trajectories, Graham Numbers, and owner earnings multiples. LocalAlpha tracks real-time margin of safety against live market prices.

What is Everest Group, Ltd.'s historical Return on Invested Capital (ROIC) and Moat Rating?

Everest Group, Ltd. operates in the Financials sector (Insurance - Reinsurance) with an economic moat rating of NARROW. LocalAlpha tracks 5-year audited quarterly ROIC, operating margin stability, and balance sheet solvency ratios.

What is Everest Group, Ltd.'s financial health rating and Piotroski F-Score?

Everest Group, Ltd.'s balance sheet quality is evaluated using the 9-point Piotroski F-Score, Altman Z-Score solvency model, debt-to-equity ratio, and quick/current liquidity coverage to guard against financial distress.

How does LocalAlpha monitor Everest Group, Ltd. (EG) for quarterly SEC filing thesis breaks?

LocalAlpha audits Everest Group, Ltd.'s 10-K, 10-Q, and 8-K regulatory filings on SEC EDGAR within 15 minutes of release. If reported metrics breach an investor's custom ROIC floor, operating margin boundary, or qualitative risk criteria, an autonomous breach audit is dispatched immediately.

StocksEG

EG

Everest Group, Ltd.Financial Services / Insurance - ReinsuranceINTACT

Everest Group, Ltd., together with subsidiaries, provides reinsurance and insurance products in the United States, Europe, and internationally. It operates in two segment, Insurance and Reinsurance. The company writes property and casualty reinsurance; treaty and facultative reinsurance products; and specialty lines of business through reinsurance brokers, as well as directly with ceding companies; and writes property and casualty insurance directly, as well as through brokers, surplus lines, and general agents. It provides reinsurance products comprising mortgage, catastrophe, marine, aviation, engineering, professional line, credit and surety, motor, agriculture/crop, and political violence reinsurance products. In addition, the company offers commercial property and casualty insurance products through wholesale and retail brokers, surplus lines brokers, and program administrators. The company was formerly known as Everest Re Group, Ltd. and changed its name to Everest Group, Ltd. in July 2023.Everest Group, Ltd., was founded in 1973 and is headquartered in Hamilton, Bermuda.

Share Price

$371.71

52W: $302.44 - $401.07

DCF Fair Value

$1222.50

+69.6% MoS

Thesis Hub

P/E (TTM)

7.9x

ROIC

14.3%

Operating Margin

19.1%

FCF Yield

14.5%

Debt / Equity

0.23x

Piotroski Score

6/9

Altman Z-Score

5.79

Market Cap

$14.3B

Price vs. Intrinsic Value Corridor

Margin of Safety Buy Zone (<25% Discount)

Historical market price overlaid against conservative DCF Fair Value & Benjamin Graham Margin of Safety bands.

Period Return (1Y)

—()

Period Range

$— - $—

DCF Fair Value

$1222.50

MOS Buy Target (-25%)

$916.88

Valuation Overlays: DCF Fair Value ($1222.50) 25% MOS Buy Target ($916.88) Revised Graham ($988.78) Graham Number ($651.47)

2-Stage Discounted Cash Flow (DCF) Workbench

Conservative intrinsic value model based on owner cash generation over a 10-year investment horizon. Opens with LocalAlpha's baseline assumptions (matching the fair value shown above) — adjust any input to stress-test.

Current Market Price

$371.71

DCF Fair Value

$1231.00

+69.8% MoS

Starting Free Cash Flow ($M)$2,065M

$100M$2,065M (Reported)$50,000M

Stage 1 Growth (Years 1-5)9.5%

-5%10% (Target)35%

Stage 2 Growth (Years 6-10)4.5%

0%5%20%

Discount Rate (WACC / Hurdle)9.0%

6%9% (Standard)15% (High Risk)

Terminal Perpetual Growth2.5%

1% (GDP Floor)2.5% (Inflation)4.0%

Net Debt ($M)$0M

-$100B CashBalance Sheet+$150B Debt

10-Yr PV of Cash Flows

$19.8B

PV of Terminal Value

$27.0B

Implied Enterprise Value

$46.8B

Implied Equity Value

$46.8B

Year	Yr 1	Yr 2	Yr 3	Yr 4	Yr 5	Yr 6	Yr 7	Yr 8	Yr 9	Yr 10
Projected FCF ($M)	$2,261	$2,476	$2,711	$2,969	$3,251	$3,397	$3,550	$3,710	$3,877	$4,051
Present Value (PV)	$2,074	$2,084	$2,094	$2,103	$2,113	$2,026	$1,942	$1,862	$1,785	$1,711

Benjamin Graham & Buffett Value Models

Classical deep value metrics based on asset backing, normalized earnings power, and owner cash yield.

Graham Number+42.9% MoS

$651.47

Calculated as √(22.5 × EPS × BVPS). The maximum theoretical price a defensive investor should pay based purely on asset book value and current earnings.

EPS: $47.31BVPS: $398.71

Revised Graham Formula+62.4% MoS

$988.78

Formula: V = (EPS × (8.5 + 2g) × 4.4) / Y where g is the conservative 7-10 yr growth rate and Y is AAA Bond Yield.

Growth Rate (g%)

Bond Yield (Y%)

Buffett Owner Earnings13.9% Yield

$51.63 / share

True distributable cash flow: Net Income + D&A - Maintenance CapEx. Reflects the cash Buffett would extract without hurting unit volume.

Total: $2.0BYield: 13.9%

Reverse DCF: Market Growth Expectation

EXTREMELY LOW BARRIER

-9.0% CAGR (Next 10 Yrs)

At the current price of $371.71, the market is assuming the business will compound Free Cash Flow at -9.0% per year for the next decade with a 9% hurdle rate.

Value Investor Verdict

✓ Low market hurdle: Easy for a wide-moat compounder to beat.

Autonomous Thesis Underwriting

Surveil EG with Mathematical Margin of Safety Rules

Set non-negotiable floor rules for Everest Group, Ltd.. If a newly filed quarterly 10-Q breaks your ROIC floor, operating margin boundary, or balance sheet leverage rules, receive an autonomous breach audit within 15 minutes.

Buffett Quality

ROIC > 15% • Margin > 15% • D/E < 0.5x

Margin Floor Guard

Current Margin 19.1% • Floor > 10%

Solvency Guard

Altman-Z > 2.6 • Current Ratio > 1.5x

Track EG & Set Alerts Browse S&P 500 Coverage

Frequently Asked Questions: Everest Group, Ltd. (EG) Intrinsic Valuation

Audited fundamentals, DCF intrinsic value sensitivity, and thesis break detection parameters for Everest Group, Ltd..

Based on institutional multi-stage Discounted Cash Flow (DCF) modeling on audited SEC cash flows, Everest Group, Ltd. has an estimated DCF intrinsic fair value of $1222.50 per share compared to its current market price of $371.71. This represents an estimated 69.6% margin of safety (trading below fair value). Additionally, its classic Benjamin Graham Number stands at $651.47.